investingfromtheright

I am retired and take educated guesses on all things financial.

April 18, 2007

April 19, 2007: A dollar saved is a dollar earned.

No need for a picture today.

Here are a number of really good websites you could save money and time. Just the thing to uplift you psyche after tax season.

I hope these sites are as useful for you as they are for me.

THE MOST USEFUL CATALOG ON THE PLANET FOR HOME PROJECTS AND REPAIRS, BIG AND SMALL:
www.hdsupplysolutions.com
This web site is superb for exploring, pricing and buying items for your home or business structure and grounds of any size. This site is a best kept secret by Home Depot, the owner. It is designed for contractors to get big discounts on everything. Guess what? YOU are a contractor! The free 1900+ multifamily catalog is most useful, IMO. All products also online. Delivered to your front door - or wherever you want them delivered- usually free. The catalog is free, too, with quarterly updates sent to your address - free.

REVIEW YOUR CREDIT REPORT(S) FREE:
www.AnnualCreditReport.com. I recommend using one of the big three credit companies every four months to get timely updates. This site is NOT a shill for a fee-based service.

TERM LIFE INSURANCE:
www. QuickQuote.com
You can browse without annoying requests for personal data.

529 COLLEGE SAVINGS PLANS:
How does up to $250,000. being invested tax free sound to you. Made permanent in late 2006 by Congress.If you have children, grandchildren, great grandchildren, or you or your spouse are going to go to college for anything, this program is for you.
If you do not take advantage of it, you deserve a head slap.
I like two, although your state probably has improved theirs over the past several months (contributions may be partially or fully state tax deductible).
I like two:
Utah has a dandy through Vanguard www.uesp.org
Alaska is very good as well, administered by T Rowe Price www.price529.com
Alaska will never have a state income tax in our lifetimes and is my personal choice.

REBATES ON PURCHASES:
These web sites have coupons for lots of stuff.
www. PriceGrabber.com
www.eDealinfo.com
www.FatWallet.com

For overstocks:
www.Overstock.com

SHOES:
Shoes? Yes indeed. My favorite.
www.Zappos.com
Great prices on first quality merchandise. Free shipping/return. I am a completely satisfied Zappo shopper.

AIRLINE TICKETS:
www. Kayak.com

FIRST CLASS AIRLINE TICKETS:
www.FareCompare.com
I don't know how they do it, but you can get a first class seat for coach prices (Y-up or Q-up class).
Great on long hauls and red eye flights.

STOP ALL FINANCIAL JUNK MAIL:
Dial 1.888.567.8688 and select option #3.
This stops all financial institutions that use your credit line to market lists to third parties. It works after about two weeks.

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