investingfromtheright

I am retired and take educated guesses on all things financial.

December 23, 2006

December 27, 2006: Neat stuff for 2007

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An update on money saving sites is usually useful for many investors.
I hope these are as useful to you as they have been to me.


REVIEW YOUR CREDIT REPORT(S)FREE.
www.AnnualCreditReport.com. I recommend using one of the big three credit companies every four months so you get timely updates. This site is NOT a shill for a paid service.

TERM LIFE INSURANCE:
www.QuickQuote.com
You can browse without annoying requests for personal information.

529 COLLEGE SAVINGS PLANS:
Any plan is good in all fifty states.Congress has made this FEDERAL TAX FREE permanently.
If you have children and do not pick out a good program out of fifty states' offerings, you need a financial planner and a head slap.
I like two:
Utah has a dandy through Vanguard. Call 1.800.418.2551 or www.uesp.org
Alaska administered by T Rowe Price. Call 1.800.734.9609 or www.price529.com
Alaska will never have a state income tax in our lifetime and is my personal choice.
Several other states have recently upgraded their 529 College Savings Plan. Some offer a state tax break for contributing.
Up to $250,000.00 can be salted away for your children, grandchildren and even yourself.

REBATES ON PURCHASES:
These websites have coupons for lots of stuff.
www.PriceGrabber.com
www.eDealinfo.com
www.FatWallet.com

For non-coupon deals, check:
www.Overstock.com

SHOES:
www.Zappos.com
Outstanding personal and family shoe store in line. Great prices on first quality merchandise. Free shipping/return. I am a completely satisfied Zappo shopper.

AIRLINE TICKETS:
www.Kayak.com
Searches 120 travel and airline sites and does not charge booking fees.

FIRST CLASS AIRLINE TICKETS:
www.FareCompare.com
I don't know how they do it, but you can get a first class seat really cheap (Y-up and Q-up, or better). Some execs swear that they can get first class cheaper than full fare coach. I use it and it works. Especially nice on long haul or red eye flights.

STOP ALL FINANCIAL JUNK MAIL:
Dial 1.888.567.8688 and select Option #3
Stops all financial houses that use your credit line to market lists.
Especially a good idea after all the holiday shopping.

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